Also known as limited-benefit plans or fixed indemnity insurance, these supplemental plans pay a set benefit for specific qualifying medical services. An insurance company can pay cash directly to you (or you can have the hospital submit a claim), so you can use it toward out-of-pocket expenses your health insurance might not cover. It’s important to know that this type of plan is a supplement too. Many of these plans will cover you if you experience common issues that affect millions of Americans every year: such as cancer, heart attacks, loss of income, or hospital stays. Understanding how to protect yourself and your family from everyday occurrences as well as losses for time spent out of work is our specialty