Everyone understands that one of the keys to having a healthy life starts with having and maintaining a healthy mouth. Our teeth are often a guide to how our body is doing. The key to offsetting the costs of major dental care is ensuring the right plan is in place. Many plans have a relatively low monthly premium. Dental policies typically include benefits for the following types of care:
Dental policies usually cover preventive care at 100%—dental insurance is designed with an emphasis on preventive care. Beyond that, you will share a percentage of the cost for basic and major procedures with the insurer. The percentage you pay will vary, but it’s common for basic care to be covered at a higher percentage than major care.