There are a variety of individual health insurance plans available, coming in many forms and types of protection. When looking for coverage to protect you and your family, there are 3 major types of health insurance plans available: Short-Term Health coverage, Intermediate insurance, and the Affordable Care Act health insurance plans. Having an expert available to help you learn the ins and outs of each type and help you compare them is the most important part of our commitment to our clients. After all, understanding and receiving the right coverage for your specific medical needs at a price you can afford is one of the most mentioned concerns when deciding what is best for a family.

You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses. ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.