Feeling secure in your future is a daily grind

At By the Bay Financial, we represent a variety of major companies when it comes to your Medicare, Aca (Affordable care act), Short-Term-Medical, Post-Hospital-Care, Life Insurance, and Retirement. Utilizing those many companies, we have the flexibility to customize the right options that best suit your needs. Providing our clients with peace of mind in this ever-changing environment is our highest priority and our greatest strength. Feeling secure in your future is a daily grind. Don’t let this burden drag you down. Let us carry it for you, so you can focus on what truly matters.

Our Services

At By the Bay Financial, we represent a variety of major companies when it comes to your Medicare, Long-term-care, Life Insurance, and Retirement. We work face to face or virtual, as licensed professionals, we assist you every step of the way eliminating the guesswork, and providing the best fit for your needs.

Our Services

At By the Bay Financial, we represent a variety of major companies when it comes to your Medicare, Long-term-care, Life Insurance, and Retirement. We work face to face or virtual, as licensed professionals, we assist you every step of the way eliminating the guesswork, and providing the best fit for your needs.

See All Services
Medicare

Medicare

We are certified to educate you on various Medicare plans which best suits your needs
ACA (Affordable care act)

ACA (Affordable care act)

There are a variety of individual health insurance plans available, coming in many forms and types of protection.
Short-term medical

Short-term medical

Short-term health insurance is a flexible, fast coverage program that protects you during dynamic times of change in life.
Small Group Insurance

Small Group Insurance

We provide the expertise to help put individuals' confidence in securing the unknown future
Dental

Dental

Everyone understands that one of the keys to having a healthy life starts with having and maintaining a healthy mouth
Vision

Vision

Vision insurance and benefit plans are often purchased by individuals to help make their eye care more affordable.
Intermediate / Ancillary insurance

Intermediate / Ancillary insurance

Also known as limited-benefit plans or fixed indemnity insurance.
Post Hospital Care

Post Hospital Care

We help our clients by planning ahead and preserving their future.
Life Insurance

Life Insurance

Nothing is more impactful than providing enough for your loved one’s daily life after you’re gone.
Money Strategies

Money Strategies

We offer a personalized approach to preparing for retirement or while in retirement.

Aging is a Gift, let us secure your future, so you can enjoy the present

Contact with us

Have questions? Feel free to write us